Current 30-year rate in NY: 6.03% APR  ·  15-year: 5.50% APR(Updated April 15, 2026)

Monroe County, NY · ZIP 14612, 14615, 14616, 14626

Living in Greece, NY - 2026 Housing Guide

Greece is the most affordable large suburb in Monroe County - with four ZIP codes of inventory, Lake Ontario shoreline, and a 15-minute commute to downtown Rochester.

$195,000

Median Home Price

2.68%

Effective Tax Rate

B-

Greece CSD

15 min

Commute to Downtown

About Greece, NY

Greece is Monroe County's largest suburb by population and land area, stretching from the Rochester city line north to Lake Ontario. Its size means enormous variety: some neighborhoods are solidly middle-class with well-maintained ranches and colonials, others are more transitional. The town's four ZIPs (14612, 14615, 14616, 14626) have noticeably different characters - 14626 near the Wegmans/Ridge Road corridor is generally considered the most desirable. Home prices are the lowest of any Monroe County suburb with a meaningful school district, making Greece the entry point for buyers transitioning from renting. SONYMA grants can cover 10-15% of a typical Greece purchase price.

Why Buyers Choose Greece

  • Lowest median home price of any Monroe County suburb - under $200K is achievable
  • Large inventory means more choices and less competitive pressure than eastern suburbs
  • Lake Ontario shoreline with Ontario Beach Park (Charlotte Beach) and boat launches
  • 15-minute highway drive to downtown Rochester via 390 or Dewey Ave
  • New development along the Ridge Road and Latta Road corridors
  • SONYMA grants can cover a significant portion of required down payment

Pros & Cons

Pros

  • +Most affordable suburb in Monroe County
  • +Large inventory - more negotiating room
  • +Lake Ontario beach and recreation access
  • +Short commute to downtown
  • +SONYMA grants go furthest here

Cons

  • School district rated below county average
  • Neighborhood quality varies significantly by ZIP
  • Higher tax rate than Penfield/Webster
  • Some older housing stock needing updates

Frequently Asked Questions About Greece

What is the median home price in Greece NY?

As of early 2026, the median home price in Greece NY is approximately $195,000 - the lowest of any Monroe County suburb. Homes start around $110,000 for entry-level ranches and reach $380,000 for larger renovated properties. Greece offers the best opportunity to buy in Monroe County on a limited budget.

Which Greece NY ZIP code is best to buy in?

ZIP 14626 (near Ridge Road and English Road) is generally considered the most desirable area, with better-maintained housing stock and proximity to Wegmans, Costco, and Greece Ridge Mall. ZIP 14612 (northern Greece near the lake) is also popular. ZIP 14615 and 14616 tend to have more variability in neighborhood quality.

How are Greece CSD schools?

Greece CSD earns a B- rating and has four high schools serving the district. Academic performance is below the Monroe County average but above some urban districts. For buyers where school ranking is a priority, Penfield or Webster offer meaningful upgrades at only slightly higher price points.

Can I use SONYMA grants to buy in Greece NY?

Yes - and Greece is one of the best places in Monroe County to use SONYMA programs. The Homebuyer Dream Program ($30K) and SONYMA DPAL ($15K) can stack to cover most or all of the down payment on a $195,000 home. A qualifying buyer could potentially close with under $5,000 out of pocket.

Property Tax Estimate

School DistrictGreece CSD
Effective Rate2.68%
Annual Tax on $195,000$5,226
Monthly Tax$436/mo
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Monthly Payment Estimate

Based on $195,000 home, 10% down, 6.03% rate

Principal & Interest$1,056
Property Tax$436
Insurance$140
PMI (until 20%)$132
Total$1,764/mo
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